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SES Reference
Reference documents and information about the State Examination System.
Multistate Enforcement Protocol and EPIC Working Group
Description of the Multistate Enforcement Protocol and EPIC Working Group.

SES Reference
Reference documents and information about the State Examination System.
- SES Policies
  State Examination System Policy Guide
- SES System Releases
  Software releases of the State Examination System. The releases are labeled by state, commonwealth, and territory names.
- SES Terms of Use
  Terms of use for the State Examination System, for agency and company users.
- Downloads
  Supporting documents, forms, and company communication templates available for download.
- Multistate Enforcement Protocol and EPIC Working Group
  Description of the Multistate Enforcement Protocol and EPIC Working Group.
- How an Investigation is Different from an Exam
  An Investigation and an Examination are types of Supervisory Activity. This topic lists the key ways that investigations differ from examinations.
- Milestones and the Supervisory Activity Workflow
  The workflow and its milestones are displayed on the supervisory activity's Summary page. There are seven milestones in total, and there are specific tasks to be completed in that phase of the supervisory activity.
- Areas For Review
  Details about Areas for Review
- Complaints Reference
  More information about complaints.
- SES SA Analytics User Guide
  How to use the SA Analytics tool for SES.
- Frequently Asked Questions
- SES Event Recordings
  Links to recordings of SES events, meetings, calls, and workshops.
- Technical Information
  Email notifications and handling, technical requirements, etc.
- SES Glossary
  Terms and phrases used in the State Examination System and their definitions.

Multistate Enforcement Protocol and EPIC Working Group

Description of the Multistate Enforcement Protocol and EPIC Working Group.

The CSBS Board of Directors approved the Multistate Enforcement Protocol on August 26, 2025. The protocol is a very high-level document, and the purpose of it is to establish a voluntary mechanism to administer multistate enforcement actions. In December 2025, the Board approved the 2026 through 2030 strategic plan with a measure to develop processes in coordination with the sister state nonbank regulatory associations to implement the protocol.

A working group called EPIC (Enforcement Protocol Implementation Committee) has been established to draft processes to help implement the protocol. EPIC includes approximately 15 members with representatives from NACA, NACARA, AARMR, and the MTRA. EPIC started meeting in January to develop the processes under the protocol, and it will continue meeting biweekly until the processes are developed and are ready to pilot.

Alongside the Multistate Enforcement Protocol, CSBS has begun developing an initial workflow to house multistate enforcement actions.

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